At Touro University Worldwide, we are committed to providing an affordable education that leaves students with the ability to increase their earning power. In addition to keeping tuition costs low and offering discounts on required materials, we also work with students to help them receive as much financial assistance as possible. Between federal, institutional and community financial aid, we are able to provide our students with a number of options to pay for their college tuition.

Our goal is to provide affordable education solutions that are attainable for any potential student.

Interactive Financial Aid Calculators

Touro University WorldWide Net Price Calculator Touro College – Los Angeles Net Price Calculator

Types of Financial Aid

With a variety of financial aid options available to our online students, there are plenty of ways to make your education affordable. By just asking one of our financial aid advisors, prospective students can learn what you are eligible for and help you achieve your goals.

Grants

The federal government provides grants for students attending college or career school. Most types of grants, unlike loans, are sources of financial aid that generally do not have to be repaid.

Most of grants are awarded only to students with financial need.

If you are interested in grants, or in any federal student aid, start by submitting a Free Application for Federal Student Aid (FAFSA®) form. To continue receiving federal student aid, fill out the FAFSA form every year you’re in school.

When You May Have to Repay a Grant

Here are some examples of why you might have to repay all or part of a federal grant:

  • You withdrew early from the program for which the grant was given to you.
  • Your enrollment status changed in a way that reduced your eligibility for your grant (for instance, if you switch from full-time enrollment to part-time, your grant amount will be reduced).
  • You received outside scholarships or grants that reduced your need for federal student aid.
  • You received Federal Pell Grant funds from more than one school at a time.

GI Bill® Benefits

Military students are eligible for education assistance via the GI Bill. These awards vary based on service time and other factors.

Learn more about your GI Bill benefits and how Touro can help you capitalize on them here

*GI Bill® is a registered trademark of the U.S. Department of Veterans Affairs (VA). More information about education benefits offered by VA is available at the official U.S. government Web site at https://www.benefits.va.gov/gibill.

Loans

  • When you apply for financial aid, you might be offered loans as part of your school’s financial aid offer.
  • A loan is money you borrow and must pay back with interest.
  • Student loans can come from the federal government, from private sources such as a bank or financial institution, or from other organizations. Federal student loans usually have more benefits than private loans.

Federal student loans offer many benefits compared to other options you may consider when paying for college:

  • The interest rate on federal student loans is fixed and usually lower than that on private loans—and much lower than that on a credit card!
  • You don’t need a credit check or a cosigner to get most federal student loans.
  • You don’t have to begin repaying your federal student loans until after you leave college or drop below half-time.
  • If you demonstrate financial need, the government pays the interest on some loan types while you are in school and during some periods after school.
  • Federal student loans offer flexible repayment plans and options to postpone your loan payments if you’re having trouble making payments.
  • If you work in certain jobs, you may be eligible to have a portion of your federal student loans forgiven if you meet certain conditions.

Applying for Financial Aid at TUW

Please review all of our eligibility requirements before you apply for financial aid, and contact us with any questions.

TUW Federal school code is 041425

Our basic eligibility requirements are that you must

  • demonstrate financial need for need-based federal student aid programs;
  • be a U.S. citizen or an eligible noncitizen;
  • have a valid Social Security number (with the exception of students from the Republic of the Marshall Islands, Federated States of Micronesia, or the Republic of Palau);
  • be enrolled or accepted for enrollment as a regular student in an eligible degree or certificate program;
  • maintain satisfactory academic progress in college or career school;
  • provide consent and approval to have your federal tax information transferred directly into your 2024–25 Free Application for Federal Student Aid (FAFSA®) form, if you’re applying for aid for July 1, 2024, to June 30, 2025;
  • sign the certification statement on the FAFSA form stating that you’re not in default on a federal student loan, you do not owe money on a federal student grant, and you’ll only use federal student aid for educational purposes; and
  • show you’re qualified to obtain a college or career school education.

How to Apply for Financial Aid

New and continuing students must apply for financial aid every year they wish to receive financial aid.

Returning students must be registered for classes before we can process or disburse aid. New students must be fully accepted into the program before we can process aid, and registered before aid can be disbursed.

FAFSA has some changes for the 2024-2025 year. Learn about what this means for you and how a better FAFSA means a better future.

Apply for Aid in 5 Steps

Step 1: Create a StudentAid.gov Account

Every contributor—anyone (you, your spouse, a biological or adoptive parent, or your parent’s spouse) who’s required to provide information on the FAFSA form—needs a StudentAid.gov account before accessing and completing their section of the online form. We strongly recommend you and your contributor(s) create StudentAid.gov accounts before starting your FAFSA form. When you create your account, be careful to enter your name and Social Security number (SSN) exactly as they appear on your Social Security card. Contributors can access their StudentAid.gov account by using their FSA ID (account username and password).

Note: Contributors without an SSN can create a StudentAid.gov account to fill out their portion of your FAFSA form online.

To start the online FAFSA form, select “Start New Form.” You’ll be taken to the “Log In” page to enter your account username and password. After logging in, you’ll be given the option to select your applicable role to fill out the FAFSA form: “Student” or “Parent.” You (the student) should select “Student.” If a parent wants to start their dependent child’s FAFSA form, they should select the “Parent” option.

Step 2: Gathering Needed Documents

You might need the following information or documents as you fill out the FAFSA form:

  • Your parents’ SSNs if they have SSNs and you’re a dependent student
  • Tax returns
  • Records of child support received
  • Current balances of cash, savings, and checking accounts
  • Net worth of investments, businesses, and farms

Keep these records! You may need them again. Do not mail these supporting records to us unless otherwise instructed to do so.

Step 3:  Complete the Free Application for Federal Student Aid (FAFSA)

TUW Federal school code is 041425

The 2024–25 FAFSA form is available now. We encourage you to fill out the form as soon as possible on or after the FAFSA launches to meet FAFSA federal, state, and school deadlines.

If you are starting the 2024–25 FAFSA form for the first time on fafsa.gov, select “Start New Form” and enter your account username and password to access the FAFSA form

Some helpful info and links:

If you need help filling out the FAFSA form, use these free tools:

  • In the online FAFSA form, select the question mark icon next to a FAFSA question to view a “tool tip” that provides information about how to answer that question.
  • Visit the “FAFSA® Help” to find answers to common questions.

Review the Cost of Attendance (COA).

You can find your estimated COA on the tuition page.

The maximum amount of aid for which you apply in a year cannot exceed the COA for that year.

If you wish to apply for student loans:

Step 4: Complete the Entrance Counseling

First time borrowers must complete the Entrance Counseling. This will ensure you understand the terms and conditions of your loan and your rights and responsibilities. You will learn what a loan is, how interest works, your options for repayment, and how to avoid delinquency and default. Make sure to complete the Entrance Counseling for Undergraduate students. 

Step 5: Sign Master Promissory Note (MPN)

First time borrowers taking out a Direct Subsidized and/or Unsubsidized Loan must complete and sign an MPN. Parent PLUS Loans and Grad PLUS loans require a separate MPN.

Once all steps are completed you will receive your financial aid offer and instructions through your student Touro email. Please monitor your Touro email account daily.

Notes on Financial Aid

In reviewing your application, we may request additional documentation.

Loan funds are disbursed directly to the University to cover the cost of tuition. The Bursar’s Office distributes refunds within 14 days of receiving the funds.

Exit Counseling

Students that are graduating, withdrawing, or dropping below half time enrollment need to complete the Exit Counseling.

If a student is in the U.S. on an F1 or F2 student visa, only a J1 or J2 exchange visitor visa, or only a G series (pertaining to international organizations), they are not eligible for federal student aid.

Financial Aid History

Applicants must not be in default on a federal loan or in overpayment status. They cannot have exceeded annual or aggregate loan limits.

Your personal financial aid history can be obtained by visiting the National Student Loan Data System (NSLDS) website. You will need your FSA ID to access your account.

Financial Need

Applicants must demonstrate financial need.

Satisfactory Academic Progress

Students who receive financial aid must be enrolled in an eligible program and meet Satisfactory Academic Progress (SAP) as defined by their academic program.

The Financial Aid Office, in consultation with the Registrar and the Office of Student

Affairs, assesses students’ academic progress every term. Students whose cumulative GPA or/and pace does not meet the SAP standards set forth by their program will receive written notice when they are in danger of being placed on financial aid probation.

Students placed on financial aid probation may become eligible for aid again once they have improved their academic performance to meet their program’s SAP standards. Students with extenuating circumstances may file a SAP appeal with their academic advisor, and if approved will become eligible for federal aid again.

Social Security Number

Student must provide a correct Social Security Number (SSN).

Selective Service

Your registration status with Selective Service no longer affects your eligibility to receive federal student aid. For general information about registering, call Selective Service toll-free at 1-888-655-1825 or visit sss.gov.

Note: If you are a citizen of the Federated States of Micronesia, the Republic of the Marshall Islands, or the Republic of Palau, you are exempt from registering.

Entrance & Exit Counseling

Incoming students and first time loan borrowers need to complete Entrance Counseling and Master Promissory Note before applying for federal student loans. Please go to studentaid.gov.

Students who are graduating, withdrawing, or dropping below half time enrollment need to complete the Exit Test. Please go to studentaid.gov, click on tools and exit interview.

Eligibility & Application

To become eligible for financial assistance with TUW, contact our financial aid office by calling 877-868-7690 or by emailing financialaid@tuw.edu to request a financial aid package. TUW’s financial aid office is available to provide personal assistance with your financial aid questions. Please specify that this is for the TUW campus. Before applying to TUW, you should complete the Free Application for Federal Student Aid (FAFSA) to determine your eligibility for financial support.

You must apply for funding each award year to maintain your benefits. You should complete the reapplication process at least 60 days before your academic year ends. For additional information, contact the TUW financial aid office at financialaid@tuw.edu.

Military Financial Aid

  1. Understand Eligibility: Start by visiting the FSA website to learn basic eligibility requirements.
  2. Submit Your Free Application for Federal Student Aid (FAFSA): Log into studentaid.gov to start your FASFA for each award year. You will need a FSA ID for this step.
  3. Register for Courses: During course registration, login to TUW Student Portal, click on Registration and follow the registration wizard to complete your registration.
  4. Financial Aid Office: Email financialaid@tuw.edu or call 877-868-7690 option # 5.
  5. Review your Award(s): Review your Award Letter on TouroOne Portal. It outlines your cost of attendance, expected family contribution, and eligible aid for the academic year. You must accept the award before it can be process.
  6. Disclose all Sources of Aid: Contact the financial aid office if you plan to use multiple sources of aid, such as military TA or scholarships.

For most undergraduate and graduate students, the Free Application for Federal Student Aid (FAFSA) is the starting point for funding their education. After you submit your FAFSA and any other required documents, the financial aid office will review your application and send you a notice so that you can view your eligibility in the Touro One portal.

The amount of time between submitting your FAFSA and receiving your eligibility notice from financial aid depends upon when your file is complete. Please submit all requested documents as soon as possible and contact the financial aid office if you have questions.

Cal Grants

The Cal Grant Program is a state-funded educational opportunity grant program to assist students in paying for a college education.

The amount of Cal Grant awarded varies depending on the California State Budget authorization each year. All applicants must submit a FAFSA and GPA Verification Form by published deadlines, usually March 2 of the previous academic year.

Students who qualify for a Cal Grant and submit their completed applications by the deadline will receive a notification letter from the California Student Aid Commission announcing the results. Students may also check on the status of their Cal Grants application online at mygrantinfo.csac.ca.gov. All Cal Grant applicants are considered for a Cal Grant A, B, or C, but students may only receive benefits from one Cal Grant program at a time.

Cal Grant A, B or C

Cal Grant A provides grant funds to help pay tuition/fees for California residents at qualifying institutions offering baccalaureate degree programs. If a student receives a Cal Grant A award but decides to attend a California Community College first, the student may choose to hold his or her award in reserve for up to two years. A 3.0 GPA is required to qualify for Cal Grant A.

Cal Grant B provides grant funds for access costs for low-income students in an amount not to exceed $1,656. This grant is to be used for living expenses and expenses related to transportation, supplies, and books. Beginning with the second year of Cal Grant B benefits, Cal Grant B also helps pay for tuition/fees for California residents attending qualifying institutions offering baccalaureate degree programs. A 2.0 GPA is required to qualify for Cal Grant B.

Touro College Los Angeles / Touro University Worldwide students are not eligible for Cal Grant C, which assists students with tuition/fee and training costs for occupational or vocational programs. To avoid the possibility of unnecessary delays in the process, students are strongly encouraged to seek the assistance of the financial aid staff both when completing their FAFSAs and GPA Verification Forms and when responding to other state inquires.

Touro College Los Angeles / Touro University Worldwide Cal Grant Residency Policy

Learn more about the federal loan programs

Undergraduate Students

As an undergraduate by submitting the FAFSA, you will be evaluated for federal grants and loans. Many states, including California, use the FAFSA to evaluate you for a grant from your state of residence. If you are a California resident, you may be eligible for the Cal Grant.

Many students are eligible for a combination of financial aid scholarships, grants and loans to assist with tuition, fees and books as well as living expenses like housing and food.

Graduate Students

The options for financial assistance from the federal and state programs for graduate students are unfortunately almost entirely limited to loans. As a graduate student, you may be able to borrow up to $20,500 in the federal unsubsidized student loan for each academic year of study (so long as you enroll at least halftime). You may also be able to borrow up to the Cost of Attendance in the Graduate PLUS loan if you need to cover your living expenses. The Graduate PLUS loan, unlike the unsubsidized student loan, requires a credit check for approval.

Don’t Delay – Apply Today!

Contact the Office of Financial Aid

Tel: 877-868-7690 ext 85176
Email: financialaid@tuw.edu